Club Officials and Player Personal Accident Insurance 

It is mandatory for all adult & youth teams playing affiliated football to have Public Liability Insurance and Player Personal Accident Insurance.


Bluefin Sport is The FA’s and Worcestershire FA's appointed broker to deliver the National Game Insurance Scheme (NGIS). We ask you to consider your purchase of insurance cover through the NGIS.  The Policies provided by Bluefin Sport give clubs, teams, leagues and match official robust and competitive insurance products, specifically tailored to the needs of grassroots football.


Worcestershire FA have block policies in place as part of their affiliation packages including Public Liability Insurance and the option of three increasing levels of cover for Player Personal Accident insurance.

Worcestershire FA & Bluefin

ALL you need to know 

Player Personal Accident


Player Personal Accident insurance is available for adult and youth teams and protects players, committee members, managers, trainers and club officials  in the event of an accident arising from football activities.  Benefits include: -


  • Accidental death
  • Life cover
  • Permanent total disablement
  • Loss of sight, limbs, speech, hearing
  • Hospitalisation
  • Dental expenses
  • Monthly Temporary Total Disablement – albeit the payments are arranged on a weekly basis once a fourteen day waiting period has elapsed
  • Broken bone benefits


Player Personal Accident Insurance is mandatory for all teams and there is a minimum level of cover required by Worcestershire FA. We recommend that you look at the range of benefits on offer as you may wish to upgrade your teams cover.  

Legal Liabilities (including Public Liability) 


The Countycover scheme is available to affiliated clubs and leagues affiliated to the Association, this package extends to protect Club/League officials whilst they are acting in their official capacity on behalf of their Club/League. The Countycover package automatically extends for Referees who are primarily affiliated with our Association. Cover is arranged by the association as a group policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind.


Five elements of cover in one unique package  

  • Public Liability- £10,000,000
  • Employers liability- £10,000,000
  • Officers and committee liability- £5,000,000
  • Professional indemnity- £10,000,000
  • Cyber Liability- £250,000 


Countycover automatically includes cover for Legal Defence costs up to £100,000 in respect of a Player-to-Player claim, subject to acceptance by the insurers. 


  • Please note that the Countycover products are only available to clubs and teams participating at steps 5 and below. If your club or one of its teams plays at Step 4 and above, please contact Bluefin Sport as they can provide a separate quotation. 
  • Cover is not provided for the operation of a licensed premises. This element of cover is usually provided under a commercial combined insurance policy.  Please contact Bluefin Sport for a separate quotation. 

Cover is purchased through the Whole Game System when you affiliate to Worcestershire FA. 


The Whole Game System will record your purchase and Worcestershire FA will send your Evidence of Cover to you once payment has been received and your application has been accepted.  


Worcestershire FA is an introducer appointed representative of Bluefin Insurance Services Limited registered in England & Wales (No. 00931954) at: 1 Tower Place West, Tower Place, London, EC3R 5BU.  Bluefin Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.

To make a claim against your Bluefin policy

click here

Get In Touch

Bluefin Sport

By Phone: 0345 872 5060
(9am - 5pm Monday - Friday)

By Email:


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